/* ==========================================================================
   Bel Air Financing — by West Coast Capital Mortgage
   Warm ivory, deep charcoal, soft gold. Quiet, institutional, refined.
   ========================================================================== */

:root {
  --ivory: #faf7f1;
  --ivory-deep: #f3eee4;
  --white: #fffdf9;
  --charcoal: #23211d;
  --charcoal-soft: #44403a;
  --stone: #6f6a5f;
  --gold: #b0925a;
  --gold-soft: #cbb488;
  --gold-wash: rgba(176, 146, 90, 0.10);
  --hairline: rgba(35, 33, 29, 0.12);

  --font-display: "Cormorant Garamond", "Times New Roman", serif;
  --font-body: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;

  --container: 72rem;
  --radius: 2px;
  --ease: cubic-bezier(0.22, 1, 0.36, 1);
}

/* ---------- Reset & base ---------- */

*,
*::before,
*::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: var(--font-body);
  font-weight: 300;
  font-size: 1rem;
  line-height: 1.7;
  color: var(--charcoal);
  background-color: var(--ivory);
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}

img {
  max-width: 100%;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
}

ul,
ol {
  list-style: none;
}

.container {
  width: 100%;
  max-width: var(--container);
  margin-inline: auto;
  padding-inline: 1.5rem;
}

/* ---------- Typography ---------- */

h1,
h2,
h3 {
  font-family: var(--font-display);
  font-weight: 500;
  line-height: 1.15;
  letter-spacing: 0.01em;
}

h2 {
  font-size: clamp(1.9rem, 4.5vw, 2.75rem);
  max-width: 24ch;
}

h3 {
  font-size: 1.4rem;
}

.section-eyebrow {
  font-size: 0.72rem;
  font-weight: 500;
  letter-spacing: 0.28em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 1.1rem;
}

.section-lede {
  color: var(--charcoal-soft);
  max-width: 44rem;
  margin-top: 1.1rem;
}

/* ---------- Buttons ---------- */

.btn {
  display: inline-block;
  font-family: var(--font-body);
  font-size: 0.8rem;
  font-weight: 400;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  padding: 0.9rem 2rem;
  border-radius: var(--radius);
  border: 1px solid transparent;
  cursor: pointer;
  transition: background-color 0.35s var(--ease), color 0.35s var(--ease),
    border-color 0.35s var(--ease), transform 0.35s var(--ease),
    box-shadow 0.35s var(--ease);
}

.btn:focus-visible {
  outline: 1.5px solid var(--gold);
  outline-offset: 3px;
}

.btn-primary {
  background-color: var(--charcoal);
  color: var(--ivory);
}

.btn-primary:hover {
  background-color: var(--gold);
  color: var(--white);
  transform: translateY(-1px);
  box-shadow: 0 10px 24px -14px rgba(176, 146, 90, 0.55);
}

.btn-primary:active {
  transform: translateY(0);
  box-shadow: none;
}

.btn-ghost {
  border-color: rgba(35, 33, 29, 0.22);
  color: var(--charcoal);
  background-color: transparent;
}

.btn-ghost:hover {
  border-color: var(--gold);
  color: var(--gold);
}

.btn-ghost:active {
  background-color: var(--gold-wash);
}

/* ---------- Header ---------- */

.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background-color: rgba(250, 247, 241, 0.96);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  border-bottom: 1px solid transparent;
  transition: border-color 0.4s var(--ease), box-shadow 0.4s var(--ease);
}

.site-header.is-scrolled {
  border-bottom-color: var(--hairline);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-block: 1.1rem;
}

.brand {
  display: flex;
  flex-direction: column;
  line-height: 1.25;
}

.brand-name {
  font-family: var(--font-display);
  font-size: 1.25rem;
  font-weight: 600;
  letter-spacing: 0.04em;
}

.brand-sub {
  font-size: 0.62rem;
  font-weight: 400;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--stone);
}

.site-nav {
  display: flex;
  align-items: center;
  gap: 2.2rem;
}

.site-nav a {
  font-size: 0.8rem;
  font-weight: 400;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--charcoal-soft);
  transition: color 0.3s var(--ease);
}

.site-nav a:hover {
  color: var(--gold);
}

.site-nav .nav-cta {
  color: var(--gold);
  border-bottom: 1px solid var(--gold-soft);
  padding-bottom: 0.15rem;
}

.site-nav .nav-cta:hover {
  color: var(--charcoal);
  border-bottom-color: var(--charcoal);
}

.nav-toggle {
  display: none;
  flex-direction: column;
  justify-content: center;
  gap: 7px;
  width: 40px;
  height: 40px;
  background: none;
  border: none;
  cursor: pointer;
}

.nav-toggle span {
  display: block;
  width: 24px;
  height: 1px;
  margin-inline: auto;
  background-color: var(--charcoal);
  transition: transform 0.35s var(--ease), opacity 0.35s var(--ease);
}

.nav-toggle.is-open span:first-child {
  transform: translateY(4px) rotate(45deg);
}

.nav-toggle.is-open span:last-child {
  transform: translateY(-4px) rotate(-45deg);
}

/* ---------- Hero ---------- */

.hero {
  position: relative;
  background:
    radial-gradient(120% 90% at 85% 0%, var(--gold-wash) 0%, transparent 55%),
    linear-gradient(180deg, var(--white) 0%, var(--ivory) 100%);
}

.hero-inner {
  padding-block: clamp(4.5rem, 12vh, 8.5rem) clamp(2.5rem, 6vh, 4.5rem);
  max-width: 54rem;
}

.hero-eyebrow {
  display: flex;
  align-items: center;
  gap: 0.9rem;
  font-size: 0.72rem;
  font-weight: 500;
  letter-spacing: 0.32em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 1.6rem;
}

.hero-eyebrow::before {
  content: "";
  width: 2.25rem;
  height: 1px;
  background-color: var(--gold-soft);
}

.hero-title {
  font-size: clamp(3rem, 9vw, 5.5rem);
  font-weight: 500;
  margin-bottom: 1.5rem;
}

.hero-subtitle {
  font-family: var(--font-display);
  font-style: italic;
  font-weight: 500;
  font-size: clamp(1.3rem, 3vw, 1.7rem);
  line-height: 1.4;
  color: var(--charcoal);
  max-width: 34ch;
  margin-bottom: 1.4rem;
}

.hero-copy {
  color: var(--charcoal-soft);
  font-size: 0.98rem;
  max-width: 40rem;
  margin-bottom: 2.5rem;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
}

.hero-hills {
  display: block;
  width: 100%;
  height: clamp(3rem, 8vw, 6.5rem);
  color: var(--gold);
  opacity: 0.2;
  pointer-events: none;
}

.hero-rule {
  height: 1px;
  background: linear-gradient(90deg, transparent, var(--gold-soft), transparent);
  opacity: 0.6;
}

/* ---------- Market strip ---------- */

.markets {
  background-color: var(--white);
  border-bottom: 1px solid var(--hairline);
}

.market-strip {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: center;
  column-gap: clamp(1.25rem, 3.5vw, 3rem);
  row-gap: 0.6rem;
  padding-block: 1.6rem;
}

.market-strip li {
  font-family: var(--font-display);
  font-size: 1.02rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--charcoal-soft);
  white-space: nowrap;
  position: relative;
}

.market-strip li + li::before {
  content: "";
  position: absolute;
  left: calc(-0.5 * clamp(1.25rem, 3.5vw, 3rem));
  top: 50%;
  width: 3px;
  height: 3px;
  border-radius: 50%;
  background-color: var(--gold-soft);
  transform: translate(-50%, -50%);
}

/* ---------- Sections ---------- */

.section {
  padding-block: clamp(4.5rem, 10vh, 7.5rem);
}

.section-tinted {
  background-color: var(--ivory-deep);
}

.section-heading {
  margin-bottom: clamp(2.5rem, 6vh, 4rem);
}

/* ---------- Strategy cards ---------- */

.card-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(16.5rem, 1fr));
  gap: 1.25rem;
}

.card {
  background-color: var(--white);
  border: 1px solid var(--hairline);
  border-radius: var(--radius);
  padding: 2.1rem 1.9rem;
  transition: border-color 0.4s var(--ease), transform 0.4s var(--ease),
    box-shadow 0.4s var(--ease);
}

.card:hover {
  border-color: var(--gold-soft);
  transform: translateY(-4px);
  box-shadow: 0 18px 40px -24px rgba(35, 33, 29, 0.25);
}

.card h3 {
  margin-bottom: 0.8rem;
}

.card h3::after {
  content: "";
  display: block;
  width: 2rem;
  height: 1px;
  background-color: var(--gold-soft);
  margin-top: 0.8rem;
  transition: width 0.4s var(--ease);
}

.card:hover h3::after {
  width: 3.25rem;
}

.card p {
  font-size: 0.92rem;
  color: var(--charcoal-soft);
}

/* ---------- Approach ---------- */

.approach-inner {
  display: grid;
  grid-template-columns: minmax(0, 1.5fr) minmax(0, 1fr);
  gap: clamp(2.5rem, 6vw, 5rem);
  align-items: start;
}

.approach-text h2 {
  margin-bottom: 1.5rem;
}

.approach-text p {
  color: var(--charcoal-soft);
  margin-bottom: 1.25rem;
  max-width: 38rem;
}

.approach-list {
  border-top: 1px solid var(--hairline);
  margin-top: 0.5rem;
}

.approach-list li {
  font-family: var(--font-display);
  font-size: 1.15rem;
  padding-block: 1rem;
  border-bottom: 1px solid var(--hairline);
  display: flex;
  align-items: baseline;
  gap: 0.9rem;
}

.approach-list li::before {
  content: "";
  flex: none;
  width: 0.55rem;
  height: 1px;
  background-color: var(--gold);
  transform: translateY(-0.3em);
}

/* ---------- Process ---------- */

.process-steps {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(13rem, 1fr));
  gap: 2.25rem 1.75rem;
  counter-reset: step;
}

.step {
  border-top: 1px solid var(--hairline);
  padding-top: 1.4rem;
  transition: border-color 0.4s var(--ease);
}

.step:hover {
  border-top-color: var(--gold);
}

.step-number {
  font-family: var(--font-display);
  font-size: 0.95rem;
  letter-spacing: 0.18em;
  color: var(--gold);
  display: block;
  margin-bottom: 0.9rem;
}

.step h3 {
  font-size: 1.25rem;
  margin-bottom: 0.6rem;
}

.step p {
  font-size: 0.88rem;
  color: var(--charcoal-soft);
}

/* ---------- Review form ---------- */

.review-inner {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1.4fr);
  gap: clamp(2.5rem, 6vw, 5rem);
  align-items: start;
}

.review-intro h2 {
  margin-bottom: 1.25rem;
}

.review-intro p {
  color: var(--charcoal-soft);
  max-width: 30rem;
}

.review-form {
  background-color: var(--white);
  border: 1px solid var(--hairline);
  border-radius: var(--radius);
  padding: clamp(1.75rem, 4vw, 2.75rem);
}

.form-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1.4rem 1.25rem;
  margin-bottom: 1.75rem;
}

.field {
  display: flex;
  flex-direction: column;
  gap: 0.45rem;
}

.field-full {
  grid-column: 1 / -1;
}

.field label {
  font-size: 0.7rem;
  font-weight: 500;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--stone);
}

.field input,
.field select,
.field textarea {
  font-family: var(--font-body);
  font-size: 0.95rem;
  font-weight: 300;
  color: var(--charcoal);
  background-color: transparent;
  border: none;
  border-bottom: 1px solid var(--hairline);
  border-radius: 0;
  padding: 0.55rem 0.1rem;
  transition: border-color 0.3s var(--ease);
  appearance: none;
  -webkit-appearance: none;
}

.field select {
  background-image: url("data:image/svg+xml;charset=utf-8,%3Csvg xmlns='http://www.w3.org/2000/svg' width='10' height='6' viewBox='0 0 10 6'%3E%3Cpath d='M1 1l4 4 4-4' fill='none' stroke='%238a8378' stroke-width='1.25'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 0.2rem center;
  padding-right: 1.4rem;
  cursor: pointer;
}

.field textarea {
  resize: vertical;
  min-height: 6rem;
}

.field input::placeholder,
.field textarea::placeholder {
  color: var(--stone);
  opacity: 0.7;
}

.field input:focus,
.field select:focus,
.field textarea:focus {
  outline: none;
  border-bottom-color: var(--gold);
}

.btn-submit {
  width: 100%;
}

.form-note {
  font-size: 0.75rem;
  color: var(--stone);
  margin-top: 1.1rem;
  text-align: center;
}

.form-success {
  margin-top: 1.25rem;
  padding: 1rem 1.25rem;
  font-size: 0.9rem;
  color: var(--charcoal);
  background-color: var(--gold-wash);
  border: 1px solid var(--gold-soft);
  border-radius: var(--radius);
  text-align: center;
}

.hp-field {
  position: absolute;
  left: -9999px;
  width: 1px;
  height: 1px;
  overflow: hidden;
}

/* ---------- Footer ---------- */

.site-footer {
  background-color: var(--charcoal);
  color: rgba(250, 247, 241, 0.75);
  padding-block: 3.5rem;
}

.footer-inner {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1.6fr);
  gap: 2.5rem;
  align-items: start;
}

.footer-name {
  font-family: var(--font-display);
  font-size: 1.35rem;
  color: var(--ivory);
  margin-bottom: 0.35rem;
}

.footer-company {
  font-size: 0.78rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--gold-soft);
  margin-bottom: 1rem;
}

.footer-phone {
  margin-bottom: 1.1rem;
}

.footer-phone a {
  font-size: 0.85rem;
  letter-spacing: 0.06em;
  color: rgba(250, 247, 241, 0.85);
  transition: color 0.3s var(--ease);
}

.footer-phone a:hover {
  color: var(--gold-soft);
}

.footer-licensing li {
  font-size: 0.78rem;
  line-height: 1.9;
  color: rgba(250, 247, 241, 0.55);
}

.footer-legal p {
  font-size: 0.78rem;
  line-height: 1.75;
  margin-bottom: 1rem;
}

.footer-eho {
  letter-spacing: 0.08em;
  color: rgba(250, 247, 241, 0.55);
}

/* ---------- Reveal animation ---------- */

/* Hidden-until-reveal applies only when JavaScript is running (html.js),
   so content is never lost if the script fails to load. */
.js .reveal {
  opacity: 0;
  transform: translateY(18px);
  transition: opacity 0.9s var(--ease), transform 0.9s var(--ease);
}

.js .reveal.is-visible {
  opacity: 1;
  transform: translateY(0);
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }

  .js .reveal {
    opacity: 1;
    transform: none;
    transition: none;
  }

  .btn,
  .card,
  .step {
    transition: none;
  }
}

/* ---------- Responsive ---------- */

@media (max-width: 900px) {
  .approach-inner,
  .review-inner,
  .footer-inner {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 720px) {
  .nav-toggle {
    display: flex;
  }

  .site-nav {
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    flex-direction: column;
    align-items: flex-start;
    gap: 0;
    background-color: var(--white);
    border-bottom: 1px solid var(--hairline);
    padding: 0.5rem 1.5rem 1.25rem;
    display: none;
  }

  .site-nav.is-open {
    display: flex;
  }

  .site-nav a {
    padding-block: 0.85rem;
    width: 100%;
  }

  .site-nav .nav-cta {
    border-bottom: none;
    padding-bottom: 0.85rem;
  }

  .header-inner {
    padding-block: 0.8rem;
  }

  .brand-name {
    font-size: 1.08rem;
  }

  .brand-sub {
    font-size: 0.54rem;
    letter-spacing: 0.18em;
  }

  .hero-inner {
    padding-block: 2.5rem 1.75rem;
  }

  .hero-eyebrow {
    margin-bottom: 1.15rem;
  }

  .hero-title {
    margin-bottom: 1.1rem;
  }

  .hero-subtitle {
    margin-bottom: 1rem;
  }

  .hero-copy {
    font-size: 0.94rem;
    margin-bottom: 1.75rem;
  }

  .btn {
    padding: 0.8rem 1.6rem;
    font-size: 0.76rem;
  }

  .hero-actions {
    gap: 0.75rem;
  }

  .hero-actions .btn {
    width: 100%;
    text-align: center;
  }

  .form-grid {
    grid-template-columns: 1fr;
  }

  .market-strip {
    justify-content: flex-start;
  }
}